Promissory Note
Detailed documentation of the Promissory Note data structure
Financial promissory note with debtor information, amount, payment terms, and maturity date.
Document type code: pagare
Response structure
{
"data": {
"extractedData": {
"numero_pagare": "PN-2023-000789",
"fecha_emision": "2023-11-01T00:00:00Z",
"lugar_emision": "Santiago, Chile",
"deudor": "Carlos Mendoza Ruiz",
"rut_deudor": "15.678.432-9",
"beneficiario": "Banco de Chile",
"rut_beneficiario": "97.004.000-5",
"monto": 5000000,
"moneda": "CLP",
"fecha_vencimiento": "2024-05-01T00:00:00Z",
"tasa_interes": 2.5,
"tipo_interes": "monthly",
"forma_pago": "Monthly installments of CLP 450,000",
"lugar_pago": "Any branch of Banco de Chile",
"avalista": "María González López",
"rut_avalista": "12.345.678-9",
"clausulas_especiales": "In case of default, the debtor agrees to pay legal collection costs and attorney fees."
}
}
}Main fields
| Field | Type | Description |
|---|---|---|
numero_pagare | String | Promissory note number |
fecha_emision | String (date-time) | Issue date |
lugar_emision | String | Place where the note was issued |
deudor | String | Debtor's full name |
rut_deudor | String | Debtor's RUT (tax ID) |
beneficiario | String | Beneficiary's name (creditor) |
rut_beneficiario | String | Beneficiary's RUT (tax ID) |
monto | Number | Principal amount |
moneda | String | Currency (CLP, USD, etc.) |
fecha_vencimiento | String (date-time) | Maturity date |
tasa_interes | Number | Interest rate percentage |
tipo_interes | String | Interest type (monthly, annual, etc.) |
forma_pago | String | Payment method description |
lugar_pago | String | Payment location |
avalista | String | Guarantor's name (if applicable) |
rut_avalista | String | Guarantor's RUT (if applicable) |
clausulas_especiales | String | Special clauses or conditions |
Important considerations
- It is a legally binding financial document
- The debtor commits to pay the specified amount by the maturity date
- Interest rate and payment terms must be clearly specified
- Guarantor provides additional security for the loan
- Used for personal and commercial loans
- Essential for legal collection processes if payment defaults occur
- Currency should be specified to avoid confusion in international transactions